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Business Loans

Small Business Loans for Women: 2020 Funding Options

Small Business Loans for Women

Despite the boom of small businesses in the US, it’s not getting easier to find financing for your company. And because of the wide gap between the success women achieve in business and the financing options available to them, the difficulty of financing a business is also imbalanced.

Luckily, there are now financing options made specifically for women. We’ll discuss these small business loans for women, how to use them, and why they’re more crucial today than ever before.

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Business Loans

Small Business Loan Guide: Rates, Payments & More

Small Business Loans: What You Should Know

Nothing grows your business faster than getting outside funding. It’s a fantastic way to fuel expansion, boost marketing, and hire more staff. And one of the best financing options available to entrepreneurs and business owners is a business loan.

In this article, we’ll discuss what a business loan is, the many different types of business loans, and how you can make them work to grow your business rapidly.

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Business Loans

Minority Grants for Business: Government Loan Program Info

Minority Grants: What You Should Know

Minorities in the U.S. have always faced challenges when it comes to starting their own business. 

A lot of them don’t have the credit history or financial standing to qualify for the expensive financing like bank loans. This is despite the fact that minority-owned businesses contribute more than $1 trillion to the American economy.

Fortunately, there are plenty of government institutions and non-profit organizations that help minority entrepreneurs exclusively. They provide access to minority grants, financial assistance, and affordable loans to help level the playing field.

In this article, we’ll explore the many ways you can get funding as a minority business owner in the U.S.

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Business Loans

Can You Get A Business Loan with Bad Credit?

Can You Get A Business Loan with Bad Credit?

Running a business with bad credit isn’t always easy. You’re limited by the financing options you can turn to, and approval is challenging. Poor credit can limit your company’s growth—all because of some mistakes you made in the past.

Fortunately, it doesn’t have to be this way. There are ways you can still get approved for a loan, even with a less-than-stellar credit standing.

In this article, we’ll discuss simple ways for how to get a business loan with bad credit. We’ll also look at alternative options in case banks and other mainstream institutions turn you down.

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Business Planning

How to Write a Business Plan: Creating Your Strategy

How to Make a Business Plan

As a business owner or aspiring entrepreneur, you’ve probably heard this advice plenty of times before: “The first step to success with your business is making a business plan.”

This nugget of wisdom is thrown around a lot for a reason—it works. Having a small business plan does help your venture succeed by giving you a clear path of action.

The problem is that very few people know how to create a business plan effectively. Most write it just for the sake of putting one together.

Let’s change that, shall we? Today we’ll discuss how to write a business plan that leads to success.

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Small Business Budgeting

Learn How to Manage Payroll for Small Business

How to Manage Payroll for Small Business 

Expanding a new business comes with exciting milestones. From increased production to more income, seeing your efforts come into fruition is rewarding. But even though new hires are a great sign of growth, managing payroll for small business staff takes the fun out of it for many business owners. There are forms to fill, taxes to pay, regulations to comply with, and so many more human resources tasks.

But setting up a payroll system for small business hiring is not as daunting as it seems. How does payroll work for a small business? Here’s a guide.

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Managing Cash Flow

Managing Cash Flow: Strategies & Examples for Business

10 Tips for Managing Cash Flow in Your Business 

As the name suggests, cash flow is the amount of cash flowing in and out of your company. It’s an important tool for diagnosing a business’s financial health.

Positive cash flow is when the money flowing into your business from sales, accounts receivable, etc. is more than the amount leaving through accounts payable, wages, and other expenses, while a negative cash flow means your outflow is greater than your incoming cash. This usually means trouble for any business.

If you’re wondering how to handle cash in a small business, here are some cash flow management strategies to make sure you stay in the positive zone.