Capitalize on opportunities with a merchant cash advance.
Minimal paperwork and no collateral required.
Complete our one-page application with bank statements and let us get to work.
Our proprietary scoring system will deliver underwriting decisions in a flash. Sit tight — we're still working.
You're more than just a number. After our software does its magic, an actual person (!) will walk you through your options.
L3 Funding makes it super quick and simple for you to apply for a business cash advance. Our process does not require extensive and stressful paperwork and long processing times. Here's how it works in four simple steps.
No need to waste your time and efforts with long applications - just send us our 1 page application and 4 months of your most recent business banking statements and we'll get to work.
Once we receive your application and bank statements, our software processes it and gives a score to your business based on our set criteria. This enables us to determine the best MCA funding options for you.
If you are approved for the cash advance or a business loan, one of our funding professionals will get in touch with you to discuss the available business advance cash loan offers and terms over the phone.
After you sign contracts and complete the requirements - we'll send the funding over via wire transfer or ACH. Typically, funding is done same-day or next day on a merchant cash advance.
Merchant funding is a term that encompasses multiple business financing methods. These methods are used by companies in retail, restaurant, or leisure industries to cover various operational and growth costs. And at L3 Funding, we offer a range of merchant funding services, including business loans, line of credit, and cash advance.
Merchant funding is an excellent option for periods where sales are down and an influx of cash is necessary—L3 Funding's merchant funding solutions are processed quickly, allowing you to immediately cover costs and avoid disruption to your business. Our primary goal is to find the best solution for every business, which is why we provide a few accelerated merchant funding options: so that you can find the best option suited to your situation.
If you want to apply for merchant business funding, you will be happy to find that the process of application is relatively quick and simple. When you choose to apply for merchant funding through L3 Funding, you can simply fill out a one-page application, include four months of your business banking statements, and we will take over the process from there.
Our software will process your application and provide you with a credit score that will help us determine the best business merchant funding options for your situation. At this point, our funding professionals will reach out to you personally and go through the available financing options, letting you know the terms and offers available so that you can make an educated decision.
Once an agreement is reached and the contracts are signed, you will promptly receive funding and can start using it right away to run your business.
Now that we've broken down the main types of merchant capital funding, let's explore some of the most common reasons that businesses might consider applying for these types of funding.
One of the more common situations for undertaking merchant funding is to sustain the growth of a company—successful businesses need to take advantage of momentum when opening up new locations or expanding their operations, which sometimes requires agile funding-on-demand.
Other times, unforeseen expenses might make it necessary to seek merchant credit funding – no one is protected from unexpected issues arising, but having the resources to deal with issues as they arise can often help prevent disruption and allow the business to continue functioning as usual.
Finally, when a business is experiencing a boom in sales, it might become necessary to stock up on inventory in advance, which can end up being a significant investment requiring capital merchant funding.
We understand the importance of capital for small and medium businesses. That's why at L3 Funding, we focus our efforts on providing flexible and personalized solutions to our diverse customers.
Dealing with banks can be a challenge, so we have a process for providing powerful financial tools and options to small businesses without the necessity of going through a lengthy and complicated application process with a bank.
When dealing with L3 Funding, you don't need collateral to get funding; we provide the ability to leverage your business using unsecured business loans.
Our clients also enjoy the ability to set their own weekly or monthly payment schedules, and can save on interest if they repay early without any prepayment penalties.
When operating a small company, you need a merchant funding company that is on your side and understands the challenges faced by today's businesses.
L3 Funding can help you overcome these challenges and achieve your financial goals, enabling you to make smart business decisions for your future. We want you to feel confident in the knowledge that you have the capital available to execute your plans.
We're also dedicated to taking the time to go through your merchant funding options so that you clearly understand the possibilities and can identify your ideal fit.
The team at L3 Funding is invested in your success, as our success is dependent on our clients' growth and prosperity. Apply for the working capital you need today!
At L3 Funding, we provide three main types of merchant funding— business cash advances, business loans, and lines of credit. These options each include different benefits and details to consider, so let's explore how each of them in turn:
"Our distributors were charging us premiums because we didn't have the money to pay for our inventory in advance. L3 arranged a merchant cash advance within days and we were able to capitalize on huge discounts available to much larger businesses. We've never looked back since."Chad